Synswi

ACH Payment Processing

Accept direct bank transfers with our secure, cost-effective ACH payment solution. Process ACH payments directly from your dashboard alongside online orders, telephone orders, and invoicing.

Key Features

Our ACH payment solution offers everything you need to process bank transfers securely and efficiently.

Direct Bank Transfers

Process payments directly from customer bank accounts with lower fees than credit cards.

Dashboard Processing

Initiate ACH payments directly from your merchant dashboard with just a few clicks.

Enhanced Security

Bank-level security protocols with encryption and fraud prevention measures.

Cost-Effective

Lower processing fees compared to credit cards, with capped fees for large transactions.

Simple Integration

Easy-to-implement APIs and SDKs for quick deployment into your existing systems.

Scheduled Payments

Set up recurring payments and future-dated transactions for subscription services.

Ideal Use Cases

ACH payments are perfect for a variety of business scenarios where cost-effectiveness and reliability are essential.

Dashboard Processing

Process ACH payments directly from your merchant dashboard alongside other payment methods.

B2B Payments

Streamline vendor payments, supplier transactions, and business-to-business transfers with lower fees.

Telephone Orders

Collect bank account information over the phone and process ACH payments directly from your dashboard.

Invoice Payments

Include ACH as a payment option on invoices for customers who prefer direct bank transfers.

Recurring Billing

Ideal for subscription services, membership fees, and regular installment payments with automated processing.

High-Value Transactions

Perfect for large payments where credit card fees would be prohibitive, with our capped fee structure.

How ACH Payments Work

A simple, secure process for processing bank transfers through the Automated Clearing House network.

1

Collection

Securely collect customer bank account information via dashboard, online forms, or phone

2

Verification

Validate account details and ownership

3

Processing

Submit transaction to the ACH network

4

Settlement

Funds are transferred and settled in your account

Unified Dashboard Processing

Process ACH payments directly from the same dashboard you use for online orders, telephone orders, and invoicing.

One Dashboard for All Payment Methods

Our unified dashboard allows you to process ACH payments alongside credit cards, digital wallets, and other payment methods. No need to switch between different systems.

  • Process online orders with ACH payment option
  • Take telephone orders and enter bank details directly
  • Send invoices with ACH payment options included
  • Set up recurring ACH payments for subscriptions

Integration Options

Multiple ways to integrate ACH payments into your business systems and workflows.

RESTful API

Integrate ACH payments directly into your application with our comprehensive API.

  • Detailed documentation
  • Sandbox testing environment
  • Webhook notifications
  • Error handling and retry logic

Hosted Payment Pages

Quick implementation with customizable hosted pages for collecting bank account information.

  • Branded experience
  • Mobile responsive design
  • Secure data collection
  • No PCI compliance concerns

Why Choose ACH Payments?

ACH payments offer several advantages over traditional payment methods.

Lower Processing Fees

Save significantly on transaction costs compared to credit card processing, with fees capped at $4 per transaction.

Unified Dashboard Processing

Process ACH payments directly from the same dashboard you use for online orders, telephone orders, and invoicing.

Ideal for Recurring Payments

Perfect for subscription businesses with reliable, automated processing for regular billing cycles.

Higher Transaction Limits

Process large payments more cost-effectively than other payment methods with our capped fee structure.

Ready to Implement ACH Payments?

Contact our team today to learn more about our ACH payment solutions and how they can benefit your business.